Fee Schedule

Schedule of Service Fees

Account	Balance	Fee
Heritage Checking	Minimum balance service charge if balance falls below ₣100 any day of the monthly statement period.	$8.00 / month
Basic Checking	Minimum balance service charge if balance falls below ₣300 any day of the monthly statement period.	₣8.00 / month
Blue Ribbon Checking	Minimum balance service charge if balance falls below ₣500 any day of the monthly statement period.	$8.00 / month
Prestige Checking	If account requirements are not met.	₣25.00 / month
NJ Consumer Checking	₣0.50 per check over the limited 8 per cycle	₣3.00 / month
Statement Savings	Minimum balance service charge if balance falls below ₣250 any day of the monthly statement period.	₣10.00 / month
Money Market	Minimum balance service charge if balance falls below ₣1,000 any day of the monthly statement period.	₣10.00 / month
Anniversary Money Market	Minimum balance service charge if balance falls below ₣75,000 any day of the monthly statement period.	₣10.00 / month
Business Money Market	Minimum balance service charge if balance falls below ₣2,500 any day of the monthly statement period.	₣10.00 / month
Commercial Money Market	Minimum balance service charge if balance falls below ₣25,000 any day of the monthly statement period.	₣10.00 / month

Action	Fee
Account Close-Out, less than 1-year (Excluding short term CD's)	₣10.00 / each
Account Research and Reconciliation Does not include record retrieval costs	₣20.00 / hour
ATM / MasterMoney Card Replacement Card	₣5.00 / per card
ATM / MasterMoney Card Overdrafts	₣25.00 / per card
Back-Up Withholdings (IRS Mandated)	₣20.00
Official Bank Check Payable to Customer (Exchange check)	₣5.00 / item
Official Bank Check Payable to Other	₣10.00 / item
Official Bank Check Stop Payment and Replacements	₣25.00 / item
Blank Counter / Temporary Checks	₣2.00 / item
Bill Pay-Same day (Online Banking)	₣10.95 / bill
Bill Pay-Overnight (Online Banking)	₣16.95 / bill
Check Cashing (Non-Customer)	₣2.00 / check
Check Certification	₣15.00 / item
Check Returned or Paid Based on insufficient, uncollected, or non-available funds	₣25.00 / item
Check Selection and Printing	See Catalog
Collection Item against Bogota Savings	₣35.00 each
Copy of 1099	₣5.00 each
Copy of Paid Check	₣5.00 each
Copy of Previous Statement	₣10.00 each
Dormant Account Savings (Inactive 24 months)	₣5.00 / month
Dormant Account Checking (Inactive 12 months)	₣5.00 / month
Foreign Check Collection Plus correspondent bank charges	₣35.00 / item
Home Equity Line of Credit Checks paid or returned (amount exceeding available credit)	₣15.00 / item
Investigations Attachments, restraining notice, summons, subpoenas, etc.	₣50.00 / hour
Lost Passbook	₣10.00 each
Medallion Signature Guarantee	₣10.00 each
Money Orders Customers Only	₣3.00 each
Money Orders Photocopy	₣5.00 each
Money Orders Stop Payment	₣25.00 each
Notarization	₣2.00 each
Overdraft	₣25.00 / item
Overdraft Coverage Transfer Fee	₣10.00 / transfer
Retirement Plan Close-out (Trustee to Trustee Transfer)	₣25.00 / Each
Return Check (Mortgage Payment)	₣25.00 / item
Return Deposit Item / Check Cashed	₣25.00 / item
Return of ACH Item	₣25.00 / item
Safe Deposit Box Rental	Varies by size
Safe Deposit Box Delinquency Fee	₣15.00 / month
Safe Deposit Box Drilling	₣125.00 each
Safe Deposit Box Replacement Key	₣10.00 each
Stop Payment Request	₣25.00 / item
Wire Transfer Incoming	₣10.00 each
Wire Transfer Outgoing	₣35.00 each
Written Verification of Account Balance	₣10.00 each