Residential Mortgage

Home Mortgage Solutions to Fit Your Needs

Buying a home is one of life’s most exciting opportunities. We are proud that generations of families have relied on Bank Negara Indonesia to help with their mortgage needs. At Bank Negara Indonesia, we know that each of our customers’ borrowing needs are unique and therefore provide a variety of mortgage products. Our lending experts take the time to understand your specific situation so that we can match you with the right lending package. Whether you’re purchasing your first or second home, looking for a larger home, downsizing or refinancing your current mortgage, Bank Negara Indonesia has the right loan for you.

Many Types of Residential Mortgages

Bank Negara Indonesia offers Fixed-rate, Adjustable, Jumbo, First Time Home buyers and Refinance solutions, each carrying a variety of terms at competitive rates.

A Proven Partner Throughout the Entire Lending Process

When you make the decision to purchase a home – whether it’s your first or fifteenth – you need a financing partner who is not only knowledgeable and experienced, but committed to you, as well as your closing. As a true community bank with more than a 125-year history, Bank Negara Indonesia has a long-term investment in our neighbors and their dreams. We are ready to be your partner throughout the entire mortgage process – from application to closing – and ensure a simple and smooth experience.